The hidden cost of informal decision-making under pressure In many SMEs, there is an unspoken expectation that when something goes wrong, someone will “just handle it.” The phrase sounds reassuring. It signals confidence, experience, and decisiveness. It suggests the business is agile, not bureaucratic. In smaller teams especially, it feels efficient to rely on judgment rather than process. Until the moment it isn’t. “Just handle it” is not a strategy. It is a placeholder for